BINNING COURSE 2024 | What is BIN ?

BINNING COURSE

Credit Card Details

Before starting, let’s learn about important things related the credit card..

BIN : It stands for Bank Identification Number, which is the first 6 digits on a Credit/Debit card number. It identifies the institution that issued the card and is used to match transactions to the issuer of the card.

It is very important to have a BIN for carding because we generate and buy cards using BIN.

DATE/FECHA : On a credit card, the Date/Fecha typically refers to the Expiration Date, which is the month and year until which the card is valid and can be used.

CVV : It stands for Card Verification Value. It’s 3 or 4 digit security code of Card.

Let’s see example of Bin and its Format…

BIN : 123456xxxxxxx|DD|YYYY|CVV

Where first 6 digits are BIN and DD is Date of Expiration and YYYY is Year of Expiration and CVV is the Security Code

How Payment Network Works

Let’s learn about some Payment Networks…

What is Payment Networks? Payment networks, also known as payment systems or card networks, are the infrastructure and processes that facilitate electronic payments between buyers and sellers let’ see some examples and differences between them

Visa : It starts with number 4 in Credit/Debit Card Number.

Mastercard : It starts with number 5 in Credit/Debit Card Number.

American Express : It starts with number 3 & 6 in Credit/Debit Card Number.

• There are more Payment Networks but Visa, Mastercard and AmEx are Worldwide famous.

How Payment Gateway Works

Let’s learn about Payment Gateways…

What is Payment Gateway? A payment gateway is a service that authorizes and processes payments for online and offline businesses. It acts as an interface between a merchant’s website and its acquirer, encrypting sensitive payment information, such as credit card numbers, to ensure that data passes securely between the customer and the merchant.

There are many Payment Gateways but we’ll learn about some most famous Gateways

Stripe : Known for end-to-end encryption, PCI Level 1 certification, and advanced fraud detection.

Braintree : Offers data encryption, tokenization, and advanced fraud tools with machine learning.

PayU : An Indian payment gateway that facilitates online payments for businesses, supporting various modes like credit cards, debit cards, net banking, UPI, wallets, and EMI.

Razorpay : An Indian fintech company providing payment gateway services. It supports various payment modes and features easy integration, robust security, and a powerful dashboard.

2D and 3D Payment Gateways

Let’s learn about 2D and 3D and Payment Gateways..

2D Payment Gateway : It stands for Two dimensions payment gateway and it is a type of payment gateway that processes payments without an additional security check like OTP Verification. What is required in 2D Payment Gateways? Only customer’s Credit/Debit Card details like CCN, Date and CVV.

3D Payment Gateway : It stands for Three dimensions payment gateway, The transactions using a three dimension payment gateway have an additional layer of security, i.e. OTP verification, A One Time Password is required to validate the payment before deducting the amount from the consumer’s bank account. The merchant’s payment page collects Credit/Debit Card details, after which an OTP is sent to the consumer’s mobile, and once they enter the correct OTP, the payment is done.

7D Payment Gateway : It stands for Seven diemnsion payment gateway or AWS is same as 3ds but with address verification system associated with the card.

In 3D case Non VBV bins are required and in 7D case Fullz is required.

What is Fullz? The term Fullz is used in Carding which is the Full information of Credit Cards bought from Vclub like Credit Card holder’s Name, Date, CVV, address, phone number etc..

VBV and Non-VBV Cards

Let’s learn about VBV and Non VBV Credits Cards…

VBV : It stands for Verified by Visa and it is an online security service for Visa cardholders. It uses a password or PIN to confirm the cardholder’s identity during online purchases, adding an extra layer of protection against fraud. Registration is required to activate this feature.

Non – VBV : It stands for Non Verified by Visa and VBV cards do not have this additional authentication step, relying instead on standard security measures for online transactions.

So the question is which card should we use for Binning and Carding? Obviously we should use Non VBV Cards because it is less secure than VBV Cards.

How to check Credit Card is VBV or Non VBV?

Step 1 : Go to Raven or any Checker Bot and send the Credit Card Details in BIN format

Step 2 : Send check vbv command which bot uses to check vbv for example Raven bot uses /vbv

Check the format below

/vbv 1234567891234567|DD|YYYY|CVV

If Raven raven bot Passed the Credit Card then it’s VBV Credit Card and if Rejects then it’s Non-VBV Cards.

What is Charged CC? Basically Charged CC means it is Charged with Currency of any random amount i.e. 1$, 2$ or 10$, and if are going Card any site and you want 100% success rate then use Charged CC.

Difference between ccn charged and CVV charged…

CCN Charged : That ccn is charged on any site like stripe checkout inbuilt and there can be many sites it doesn’t mean that it only works on trail you have bypass you can use on many sites.

CVV Charged : It is real card you can probably card most of the things with it and it depend on site like if you have bin of the site and you have cvv charged of that so it will work easily and you can purchase things from that site.

How to find working Bin?

Let’s learn how to find working Bins with Public method

This method is in Text format and if you want in Video Method then here is https://t.me/assuremaster/144

Step 1 : Go to maord.com

Step 2 : Follow these things

• Password length : 5

• Quantity : 2000 or Random

• Characters to Use : Only Numbers

• Create type-safe passwords : untick

• How to present results : Text file.

Then download text file

Step 3 : Go to textmechanic.com then tap on “Add Prefix/Suffix into line” then follow these things.

Type in Prefix

• 3 for AmEx Bins

• 4 for Visa Bins

• 5 for Mastercard Bins

• 6 for Rupay or any other Bins

Let’s see some Bin Examples….

Visa : 424855

Mastercard : 517499

American Express : 362849

American Express : 646290

Then tap on “Choose file” then choose the file which we have downloaded then tap on Add Prefix/Suffix then Check Input Box on top of site.

Step 4 : Now we have to check the passwords which we have created, go to Raven then send /gen {BIN} if bot Generates Credit Cards then it’s Valid Bin.

Step 5 : Now check the Bins are VBV or Non-VBV, to check that go to Raven then send /vbv {CCN|DD|YY|CV} if bot rejects Bin then it’s Non VBV, If bot Passes the Credit Card then it’s VBV which is useless for us.

Step 6 : Now go to any 2D & 3D sites and check the Bin, I always test Bins on Bio Link and others 2D 3D Sites if you know any other site then you can try.

Step 6 : Repeat from Step 5 till you get Working Bin and don’t forget that finding a Working Bin isn’t Halwa.

Let’s learn how to find working Bins with Private method

Step 1 : Go to Raven and then type random 6 or more digits number starting with 3 to 6 with Gen command.

i.e. /gen 436597

You will get 10 Generated Cards

Step 2 : Go to Alpha Checker and check all 10 cards individually with command bx command.

i.e. /bx 4432780641592487|05|2032|451

You will get two types of Card Approved and Declined

Step 3 : Check how many approved cards you have received. If you have received 5 or more approved cards, it means it is a working BIN.

Step 4 : Now go to any 2D & 3D sites and check the Bin, I always test Bins on Bio Link and others 2D 3D Sites if you know any other site then you can try.

Let’s learn Types of Credit Cards Used in Carding

There are six types of Credit Cards…

• Gen CC : Generates Randomly by Bin

• Dead CC : Which is not approved by Checker

• Approved CC : Which is Approved by Payment Gateway

• Live CC : Just like Approved CC but better, but it remains Live for a Short interval of time

• Charged CC : Which is Charged with Currency ( Paid )

• Loaded CC : These CC’s are Loaded with funds and we have to buy it from sites like Vclub ( Paid )

But the question is how to find Gen, Charged or Loaded Credit Cards?

Here’s the links to get

Gen CC : namso-gen.com or use any CC Generater bot like Raven

Live CC : Use this site Visatk for live CC’s

Approved CC : Use telegram bots like Alpha Checker and Raven or any other bots which gives Approved CC’s

Charged CC : Use Paid website likes Motu Patlu or telegram bots like Raven, but Sk key needed! Sk key can be paid or free

Loaded CC : Use Vclub it’s the only trusted website which I know, if you have any other you can use yours

Our Last Topic How to Use or How to Card Websites with Bin

• First check the site is 2D or 3D

• First Try with Gen CC’s

• Then try with Live CC’s

• Then try with Approved CC’s

• And last Try with Charged CC’s

Points to be followed

• Always use best and Fast VPNs like Express and Nord

• Always use Temporary Mails and Numbers for Verification

• Always use Brave or DuckDuckGo Browser because they are Best for Carding

So this was my Paid Binning Course, I hope you enjoyed my Course Thnxx

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